1. Using our website
By using the Benefits For Florida website or submitting an inquiry, you agree to use the site for legitimate requests relating to insurance information. These Terms & Conditions govern your use of the website and do not require you to opt in to SMS marketing.
2. Information only; no policy or guarantee
Benefits For Florida provides general insurance information and a way to request assistance. The website is not an insurance carrier, a government agency, a guarantee of eligibility, an insurance binder, or an offer to issue coverage. Any quoted pricing, policy terms, eligibility, availability, or approval is subject to confirmation by the applicable licensed professional or insurance carrier, and to underwriting where applicable.
Submitting an inquiry does not create an insurance policy. Coverage takes effect only when an authorized insurer or administrator confirms the applicable coverage requirements have been satisfied.
3. Information you submit
Please submit accurate and current information when requesting assistance. You may be contacted to clarify your request through channels you have authorized. Do not submit another person’s personal information without authority.
4. Optional marketing text messages
Marketing SMS enrollment is voluntary, is managed separately from website terms acceptance, and is not a condition of purchase. If you separately opt in, Benefits For Florida may send texts about insurance coverage options, quotes, consultations, and promotions. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for help.
Review our separate SMS Terms and Privacy Policy for additional information.
5. No government affiliation
Benefits For Florida is a privately operated insurance inquiry service. We are not affiliated with or endorsed by the United States government, the State of Florida, Medicare, or any government agency. Any references to public programs are informational only.
6. Website reliability and external links
We seek to keep website information accurate and accessible, but information may change and service interruptions may occur. Third-party sites and tools are controlled by their respective providers.
7. Intellectual property and acceptable use
Website text, branding, and layouts may be protected by applicable intellectual property laws. You may use this website for ordinary informational purposes, but not to interfere with its operation, misrepresent information, or engage in unlawful activities.
8. Applicable law and limitations
Use of this website is subject to applicable federal and state laws. Nothing in these Terms limits rights or protections that cannot lawfully be waived, or overrides an insurer’s actual policy language.
9. Contact and changes
We may update these terms and will display the new effective date when we do. Questions may be directed to Benefits For Florida at (984) 361-1873 or by mail at 3701 Paseo Del Norte NE, Albuquerque, NM 87113-1522.